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Question:

BMW car at high speed bumped into my lorry's rear (which was reversing slowly) at a narrow parking lot. HELP!?

My lorry's rear appears to be ok but the BMW's rearview mirror was cracked. Apparently it is the BMW owner's fault but she wants to put the blame on me and demand my insurance to compensate her. What should I do?

Answer:

lol this should be fun. I know dozens of true stories to tell you. Sry, but i don't have any pics or videos. Anyways I'll start with something that actually happened recently..last night to be specific. it was just a normal night for me. I was watching tv downstairs for a little while then I went up to my room. I threw my wallet and phone on my desk and then I turned to leave. Next, the wierdest thing happened, I heard the sound of change falling. I was at the door already and I turned around I actually saw a couple coins spinning around on my desk as if someone dropped them. I thought it was because I just threw something on it to make them fall, but I realized it was impossible. The coins were to far away from my stuff and they fell about 30 seconds after I turned around. Shortly after I went to bed. Before I fell asleep I glanced at my window and saw a shadow move across the light. I will say this now, nothing could have possibly made that shadow move the way it did. It didn't even look human or animal in nature. It was creepy as hell, and I was up and alert for hours before I went to sleep. This is only one minor event that's happened to me. If you want more then send me a message and I can tell way creepier stories. btw everything I'm saying is all 100% true.
Regardless you're still liable and if you're in a no fault state you're really hung because of leaving the scene of the accident. I made that mistake after barely scratching a car she claimed all the damage on her car was my fault so Progressive paid her the $850. she claimed it cost to fix raised my insurance over $20. a month. The kicker is (like you) if she had been properly parked I wouldn't have scratched her. The good news is they can't claim more than the car is worth. Never leave the scene w/o calling the police or at minimum getting some kind of WRITTEN legal agreement. Some people actually make a good side job out of ripping people off like this because after the fact it's he said/she said and I found with Progressive they just pay it then recollect with higher premiums.
Many times- contact me for help making it stop.

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