I recently got in a car accident with a steel mailbox, on a snowy day. I was wondering if i can do anything since the steel mailbox caused my car to be totaled. Otherwise it would have been fine and would have suffered only minor damage. Anything I can do here to maybe get some money back? Thanks!
That's exactly what happened last winter where I worked. The driver's insurance (it was a late model SUV) paid for the damage to the vehicle and to our mailbox. The 4 inch steel post really bent the SUV.
This will be a collision claim for you, if you have collision you can file a claim and you'll have to pay a deductible, whatever it is. The owner of the mailbox can also file a claim on your insurance since you damaged his/her mailbox. If you don't have collision coverage you won't get squat - this accident is 100% your fault. The steel mailbox didn't cause your car to get totaled, your driving did.
The steel mailbox caused my car to be totaled? How did it do that? Did the mail box fail to stop at the stop sign? Did it rear end you when you stopped at the red light? Was the mail box under the influence of drugs or alcohol at the time of the accident? Or, would a more accurate way of putting it is you failed to take weather conditions into account and totaled your car by hitting a mail box? Stop blaming the innocent mail box.
Let me get this straight. You were driving too fast for conditions, lost control due to driving too fast, hit a stationary mailbox, car is totaled due to driving too fast for conditions, and you want to be reimbursed? Sorry, you are dead wrong. It is your duty to maintain control of your car at all times. If there was any damage to the mailbox, you are the one liable.
