Remember when you were a kid, and no taller than the fire hydrant on the sidewalk.?
They are arguing that your car should not have been there. In other words if it had not been there you would have got no damage. Can you argue with that? You can't can you. Therefore your premium will go up BECAUSE you broke the law. Can you argue with that? When she offered you to pay cash did you care about her premium going up? No? . It's called Karma. Next time ACCEPT THE CASH Ps I swear I know what your voice sounds like when you cry out What do I say or do? I want 100%, not 90%.
Glove is correct. If you are really scared then you can use catchers gear but just a glove.
