I got a hideaway bed that folds into a couch. It has a little sticker that says don't store blankets on the bed when it's away. But it's a perfect place to keep an old comforter. Is the warning for the sake of the bed or the blanket? Because I don't want to ruin the couch but I don't really care about the blanket. Anyone have any knowledge or experience with this?? Thanks!
This question is worth more attention
no one is going to answer this because there is no such thing as light saltwater unless you are talking about needing a bait making rod and if that's what you want then the berkeley will do fine for $19.99
The deductible on the HOA policy doesn't come into your calculation. If your townhome were to be destroyed or damaged in some way (fire, tornado etc) then the structure would be repaired or replaced by the HOA Insurance policy and the deductible would be paid for by the HOA (which would then probably turn around and assess each unit owner an increased amount on your annual Association fees to get this money back). You will be responsible for replacing everything inside. This could include the from the drywall in so please read the Association rules and check the contract you signed when you purchased your home as it will normally specify exactly what you are responsible for. You are the ONLY person who can determine how much coverage you need. Make sure you buy enough coverage to replace all of your belongings as well as the drywall and plumbing fixtures and fittings (you may well be responsible for those-check the contract). One other thing, be sure and get liability coverage on your policy-I don't know of a policy that would not include this coverage but make sure you ask about how much coverage there is. The liability will protect you in the event you have a leaky pipe, or have a fire in your unit that causes damage to a neighbor's unit, your liability will pay for their damage. I recommend you buy at least $100,000 coverage but $300,000 would be better.
Sorry, not sure about this
