What are the disadvantages of having plastic notes as in money?
That would be the same thing. Paper or plastic would make no difference. Your question is puzzling. Are you talking slang for credit or debit cards? If so and you have 'plastic' bills every month, you have to be grown up enough to control your spending to the point that you can always pay them in full each month. Otherwise you are not paddling fast enough to move upstream. That means you are losing, if you can not pay your bills in full every month. Paddling upstream means always spending less than you earn, after first deducting you savings and investment moneys. Does that help you? It will, if you follow that advice your whole life. You will do well.
