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Question:

What is the accident insurance for transportation? What's the difference between air accident insurance and air accident insurance?

What is the accident insurance for transportation? What's the difference between air accident insurance and air accident insurance?

Answer:

Different traffic accident insurance has some differences in the category of vehicles. In general, vehicles that meet the terms of the general vehicle insurance agreement are often referred to as vehiclesThe means of public transport mainly include the forms of transport such as civil aircraft, trains, ships, automobiles and so on, in accordance with the provisions of the commercial management of the transportation administration and the commercial operation.
First, the security gap is largeThe aviation accident insurance premium of 20 yuan, the amount of 400 thousand, the insurance liability is insured in the passenger boarding aircraft taxiing, flight and landing process, because the aircraft accident suffered personal injury resulting in death or disability, the insurance company in accordance with the terms of the insurance amount of insurance shall pay the insurance. Its guarantee time is short, the scope of protection is small, only passengers in the aircraft accident, it is possible to obtain compensation.In contrast, traffic accident insurance covers a wider range, in addition to passengers in the aircraft to be guaranteed, but also to train, ship, car, a variety of means of transport of passengers throughout the protection.The traffic accident insurance coverage to more broadly meet the actual needs of the most dangerous condition. Especially recently added the amount of up to 5 million of the traffic accident insurance, the insured can not only get 5 million of the aircraft accident insurance, can get 2 million 500 thousand of the train, car and ship accident insurance, accident insurance 250 thousand, compared with the aviation accident insurance, the price is higher.
Transport accident insurance, the insured is to the body as the subject matter of the insurance to the insured as insurance form during the passengers aboard passenger public transport accident suffered injuries caused by the accidental death, disability or medical expenses such as insurance payment.

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