What is the best insulation to use, in building a sound-booth?
Your age doesn't matter much for this finanical decision as much as say, planning your risk profile for investmentsTake a look at the cost of each loan (interest) and see if it's cheaper to refi and combine the loans together.
Yes, I think it would be a great time to combine the two loansI would try to see if you can qualify for a 15 year fixed, that way you would have your home free and clear by the time you retireHowever, if you cannot afford to do that, or do not plan on paying the home off, then I would leave the terms where they are now unless you can get a better interest rate by at least 2%.FIXED.
Depending on your current rates and payments on both the existing loans then it very well may be better to refinanceECOA does allow age of the consumer to play any role in whether or not you are approved for a loanHowever, I certainly would seek out a major nationwide lender that can offer the most competitive rates without broker feesSo try Bank of america, Countrywide, Wells Fargo or maybe Washington MutualI included a website that may give some additional informationHope it helps!
Sound board which is like thick cardboard and fiberReminds me of cardboard egg cratesYou can insulate the walls with R19 top with 1/2 drywall and top with soundboard (comes in 4x8 sheets)Don't forget the ceiling and the floorThe floor is often missedGood luck and happy noise making.
