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Question:

Do you need compulsory insurance for crawler bulldozer?

If necessary, please give the legal basis. If you do not need, please also give legal basis. Thank you, my car hit a bulldozer, police said the bulldozer does not belong to the vehicle, do not need to buy time to pay high insurance, Ping An insurance company claims, the claims officer said the bulldozer belongs to special vehicles, also want to buy insurance. I don't know who to believe. Answer, if accurate, can add 100 points

Answer:

Special car to buy special insurance, almost all engineering vehicles are dangerous way with private cars are not the same, the only insurance engineering insurance, such as what is broken, hanging steel track.If your private car hits him, you can only ask the insurance company to make a settlement with you.To put it plainly, you two are not a type, to deal with separately, without intersection.
Strong risks should be turned in. Belong to special vehicle two.There are 42 kinds of basic rates for the strong insurance, including 42 types: family owned cars, non operating buses, commercial buses, non operating trucks, truck, special vehicles, motorcycles and tractors.
Article eighth of the road traffic safety law: the State implements a registration system for motor vehicles. After the motor vehicle has been registered by the traffic administration department of the public security organ, it may drive on the road. The vehicle has not been registered, the need for temporary roads, shall obtain a temporary pass.The insurance Ordinance stipulates that the second vehicle compulsory traffic accident liability: the owner or manager of the vehicle in the territory of People's Republic of China on the road, should be in accordance with the provisions of the "People's Republic of China road traffic safety law" of the insured motor vehicle traffic accident liability compulsory insurance.From the above provisions, the crawler bulldozer and no license plate, no road running, does not belong to the scope of the "motor vehicle", do not need to buy strong insurance. The insurance company's claim adjuster is not correct.
The state "motor vehicle operation safety technical conditions" provides the standards and categories of motor vehicles, including such provisions:When a wheeled machinery has special structure and special functions, equipped with rubber wheels can drive itself, wheeled engineering machinery, the maximum design speed of more than 20km/h, such as loaders, graders, excavators, forklifts, bulldozers, but does not include forklift.In addition, the "condition" does not cover crawler type mechanical vehicles, so it should not belong to the motor vehicle category on the road.The "traffic insurance Ordinance" article second in the territory of People's Republic of China on the road vehicle "the owner or manager, should be in accordance with the" Regulations of People's Republic of China road traffic safety law "the compulsory traffic accident liability insurance insurance.Obviously, the two normative documents are limited to motor vehicles running on the road, excluding tracked machinery vehicles.

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