Does a Insurance policy cover if your Well water pump burns out from power outage and breaks seal and burns motor?
You'd have to read the policy and see what it covers and what it doesn't.
Not from power outage. Sometimes, depending on how your policy is written, from lightening strike.
power outage doesn't burn out water pump. it would simply stop. so insurance would reject this. cause of burnout depends on type of pump and situation. you'll have to dig deeper for the real reason. [breaking the seal on a pump that is immersed in the water would burn it out. dollars to donut holes though that isn't covered by homeowner's insurance -- would be treated the same as a breakdown of your heating unit due to wear.]
