These past two weeks, I have been setting an alarm on my phone to go off at 5:30 and it has been working. But all of a sudden, it just stopped waking me up. And it's not as if I've been going back to sleep or hitting snooze. I have been getting up AT 5:30 and not getting back to sleep until I go to sleep for the night. I don't necessarily need my alarm, because my mom has been getting me up these past couple days, but the issue with that is that she always uses it against me as something she does for me, and I really prefer getting up by alarm, at the time that I want to, rather than the time that she wants to (a lot of the time she doesn't get up until 6, so I don't get up until 6, so I have barely enough time to take a shower before school.). My question is not how to deal with getting up at 6, but how to get up at 5:30 from my alarm, so please don't tell me anything like shower at night! or ask her to get up at 5:30!. I genuinely like getting up by alarm better, so that's what I want to do.
You are one of many who will now understand the need for renter's insurance, which would have covered your loss in this situation. The apartment insurance will only cover the building loss, and not your contents loss. The loss of a habitability status has nothing to do with your fire loss. They are separate issues.
I use prescription safety glasses. There have been many times that I have had things bounce off of them while trimming.
You can't sue the insurance company. You sue the at fault party. If the neighbor was negligent and that negligence is the cause of the fire- you may be able to present a liability claim against their policy (if they have one). I assume that the neighbor is also a renter. In which case, get in line. The apartment complex will also have a claim against their renters liability coverage for the damage to the building. If you have renters insurance file a claim against that. If you don't have renters, odds are you will not get much - if anything at all.
no, file the claim with your insurance company; the exception would be if the fire dept determines it was arson from your neighborsthen you could sue the neighbors
You file with your insurance. Then they can battle it out
