New car accidentally hit the guardrail, the insurance company will pay all right?

New car accidentally hit the guardrail, the insurance company will pay all right?

New car accidentally hit the guardrail, the insurance company will lose, but may not be fully compensated.Different insurance companies will be different in the claims process, but the most basic steps of claims is the same, the basic process includes: report, survey the damage, claims adjusters receipt audit documents, review, approval, payment and other closing steps.

The damage can repair damaged vehicles only after;Compensation for damage to third adult persons or property shall be approved by the insurance company before the claim and the relevant evidence and amount;When the vehicle is stolen or robbed, should report to the public security organ, shall notify the danger of the police station or police team in 24 hours;And then report to the insurance company, the vehicle is stolen or robbed within 48 hours to carry personal information to the insurance company to fill in "motor vehicle insurance claim notice", to check.

Report quickly:Usually the provisions of insurance clause and insurance company within 48 hours after the accident, otherwise the insurance company has the right to refuse compensation. If a person is entrusted with the case, the informant shall also bring the identity card and the insured to issue a letter of attorney for the case.Damage repair:Because all the insurance accident loss caused by the vehicle before the repair must be approved by the insurance company to assess the damage (damage to the insurance company designated repair shop or 4S shop, but also to assess the damage with qualified factory stores, but must ensure that the three party personnel all present), to the approved projects and the amount of loss;