If I want 2 use my bank card 4 credit rather than debit do I still need 2 have the amount in my checking account? I've never done it b/4 and the powers out at my apt, its sunday and I need a hotel room.ty
yes you must have the money in your account. With debit cards because of holds and actual transactions you should have 2 times the amount needed in your account to be safe from fees for over drafting. Big deal the power is out-make due what is so important really to spend money for a night of no power.
Just choose credit instead of debit when you slide your card. Call the banks number to be sure. It should be on the back of the card.
