The cost to rebuild my home is 257,000. How much is my insurance premium annually?
Unless you like to masturbate outside in a lightning storm, not likely at all. During a lightning storm just go inside. Some of the most common lightning strikes believe it or not are people walking around talking on cellphones in the middle of a lightning storm, so if you're going to call a sex line and masturbate, go inside please.
Get smoke alarms first - then a fire extinguisher and a kitchen fire blanket. But more than anything, be more careful. As you have discovered you must never ever put water on an oil fire. You are lucky to be alive!
