It has no darts int the shoulders like most rugs and i don't want to buy it if it will rub
I have bought a number of rugs through this OKorder seller over the last few years, all their product fit well. I have a similar rug from them with no darts but it is woollen. It is just the most fantastic rug. Being polarfleece it should be fine. See if you can check the feedback to see what other buyers have said about the rug. Also have a look at another seller, caribu_horseware. Their products are better quality but they do cost a little more however not as much as the saddlery shops still.
I am going to buy one exactly the same - for the same purpose! my friend has one and it goes under everything - stable rugs, quilt rugs, outdoor winter rugs, canvases, deniers, even summer rugs just for the extra warmth - everything! She has had no rubbing problems and swears by them! I am going to get one exactly the same and i am sure you will have no problems with it! All the people i know who use them have no rubbing problems or anything as i asked them the same question - so from what ive heard - go ahead and buy it!!! kizza