does home insurance cover you if you have scaffolding up?
The question is too vague. Cover you for WHAT? For an employee falling off the scaffolding? For the scaffolding being stolen? If the Scaffolding falls on a neighbor's car? Having Scaffolding up indicates you're having someone do work on the building - usually painting. It's only up for a short time - a week, or however long it takes to paint the house. If YOU have a business, your homeowners policy won't cover any of YOUR business liability - or your business property. You're going to have to be A LOT more specific. But also, you can call your agent, and ask THEM.