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Question:

does home insurance cover you if you have scaffolding up?

does home insurance cover you if you have scaffolding up?

Answer:

The question is too vague. Cover you for WHAT? For an employee falling off the scaffolding? For the scaffolding being stolen? If the Scaffolding falls on a neighbor's car? Having Scaffolding up indicates you're having someone do work on the building - usually painting. It's only up for a short time - a week, or however long it takes to paint the house. If YOU have a business, your homeowners policy won't cover any of YOUR business liability - or your business property. You're going to have to be A LOT more specific. But also, you can call your agent, and ask THEM.

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