free gov. loans and grants to fix roof and windows in home?
what world are you Living in ? there is NO free loans or grants, [to Americans any way]
Yes there is. Home improvement towards a more efficient home are available. Check with your state government. Loans are not free you pay them back. Grants are free money given to you for a specific reason. But some states pay for repairs and upgrades done to your home if you qualify. I believe they receive a certain amount of money each year to do this. So be quick! As an electrician I have worked on some of these homes. I have also directed people in need to the state agency involved and been paid directly by the state.
government sponsored Window Scrappage Scheme to try and reduce energy consumption and yes their is a grant available to help you insulate your home .. all the information you need you can get from the company doing the work UK