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Question:

The car engine includes insurance against all risks?

The car engine includes insurance against all risks?

Answer:

In addition, "wading risk" is an additional risk, can not be insured separately, and insurance with vehicle damage insurance. For the insured vehicle damage insurance, insurance can be added to the insurance company "wading insurance."". This insurance carries out 20% of the franchise. If you insure against this risk, you can get 100% payment without compensation.
To protect the "engine water inflow losses" to get compensation, it is best to buy engine special damage insurance (also known as "wading risk"). "Wading risk" is responsible for the vehicle in the water on the road wading, or start in the water, causing the engine to enter the water, leading to direct damage to the engine of economic compensation. But pay attention to: after moving out of the fire can not be forced to start, such as two fires caused damage to the engine, the insurance company will not pay compensation.
All risks including compulsory insurance, third party liability insurance, vehicle insurance, car insurance, car damage vehicle liability insurance, glass breakage, body scratch insurance and non deductible insurance.
The loss of vehicle car "all risks" of risks including engine insurance, but the insurance on the engine problems, is the loss of vehicle insurance company insurance "for most of the losses caused by the engine inlet" are set to the exemption clause (except responsibility), but also has the difference: peace, exempt from the "insurance service the vehicles are flooded or by wading driving resulting in engine damage caused by the loss of compensation; the earth, Thailand, and Pacific Insurance exemption caused a loss of" lead to the engine inlet of engine damage compensation, as long as the insurance company motivation are not caused by water balance for security claims, and the loss of vehicles wading traveling by.

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