The car has been insured. Can you insure the car engine again?
2, if you want to give the engine insurance again, you can only insure the engine wading risk (or vehicle wading insurance or engine special damage insurance, insurance companies call different). Insurance liability agreement: Insurance vehicles in the water on the road wading or flooded after causing damage to the engine may be compensated. But if the owner has forced the engine to be damaged after being flooded, the insurance company will not compensate for it.
1, as a rule, the engine, as a major part of the car, has been included in the risk of car damage. In case of losses caused by collision or overturning, the insurance company shall pay compensation under the limit of compensation according to the proportion of liability. But there is also a special exemption from liability provisions, such as the damage of the engine in the case of wading alone, you can turn to the insurance company exclusions.
We called all risks, including compulsory insurance, car damage insurance, third party liability insurance, spontaneous combustion risk, pilfer, staff car insurance, insurance, insurance and other new equipment of glass.