besides apparently smoke detectors?
The arbitration can only cover against civil actions, but not against criminal charges. Now to know if that person is protected under that arbitration agreement you would need to have a lawyer to read the arbitration agreement you signed (It would be very fool for you to trust HER lawyer).
Use a head light, a rear flasher, as much reflective clothing as I can manage, have reflective tape on my bike and helmet, ride with traffic as required by law, and ride as though I were invisible.
No, just pay the ticket and it wont be seen by the insurance company.
A. use a headlight that is visible for at least 500 feet. yes B. ride toward traffic NOT!!!!! this is a good way to be blinded, and invisible to cars, as well as killed who the hell wrote that? C. use a headlight that is visible for at least 50 feet. see A D. use a headlight that is visible for at least 100 feet. see A you forgot E use a bright red rear blinker F wear bright clothes - white or yellow - NOT fluorescent, that does nothing in the dark G wear reflective bands and patches on your clothes H put reflective material all over your bike - particularly the pedals, cranks, and inside the wheel rims - they move and attract attention I the same headlight that is visible for 500 feet also lets ME see at least 50 feet in front of the bike wle.
