What do I need to buy a used car?

I need steps for preparation, when should I do what. I have my eyes on a Used 1997 Honda CR-V, and I need to know how should I go about this. I‘ve heard only a credit union will give me a loan for it, otherwise I‘d have to go through dealer. I also need to know, aside from checking out the car, is there anything I should prepare? Do I go to the dealer first, then the union? Or is there something at the credit union I can set up first? I‘m so confused on how this process needs to be done. I don‘t have insurance at the moment either, mind you.

I don't think ANY one will finance a 15 year old car. unless its a Buy Here Pay Here ripper I mean dealer. if its a n '07 then credit union(if you qualify). make sure to ask for a CARFAX and to look at the undercarriage if possible under a car lift. make sure there are no signs of accidents. look around for prices, end of month is the best time to buy, when some of the salesman are tight on their quotas. don't be afraid of offering crap for it. you'd be surprised of how cheap they got it for in the first place. you might be the lucky one that got it cheap. if they got that suv as a trade in they got it for FREE yes for FREE, if there were still remaining payments they were added to the owners new loan. you can call insurance company, give them the VIN # of the car and say you are considering buying it. ask for book value and or market value. I've had my agent tell me the price of an used car I was going to buy. that will allow you to know where to set your price. just bring about 2-3K in cash and be set on the price. the first offer they'll make is $500 off. tell the salesman that its either your price or you will go elsewhere, you don't have the time to waste and that you don't want to waste his time with you. don't tell them how much you want to pay a month. just say ALL I am looking for is for a good price. you can finance a car for a lot of time and still end up paying WAYYY too much than what its worth, so stay away from I can pay X - Y a month. if you do YOU WILL BE TAKEN FOR A RIDE and I don't mean a test drive. after testing the car look for anything wrong to point out, whether its faded paint ot a ding on the door, a cracked paint on the bumper, a stain on anything the carpet or seats anything. point them out during negotiation and tell them It will cost me to fix those things if the salesman is a jerk hell say its an old car and if you want no dings or stain to buy it new. if he/she say some thing like that walk away. Gl

KN definitely, just dont buy that tornado thing u know that turbulator u put in the intake system its a scam.

You should purchase a auto that's might be final years mannequin or the yr beofre which has very low mileage and nonetheless a whole assurance on the time of acquire. This auto will nonetheless be identical to new, however is not going to lose enormous quantities of bucks in importance the moment you force it off of the lot. This approach you pay much less and get the nice of each worlds so as to talk. Another factor is you'll uncover anyone you recognize that is aware of approximately vehicles preferrable a mechanic to seem on the auto earlier than you purchase it. You too can make certain you're no longer getting ripped off by way of checking what it's worh within the Kelly Blue Book on-line. Finally, you'll run a automobile historical past earlier than to be optimistic the auto has no longer been in any injuries earlier than and effortlessly repainted.

First, talk to the credit union and see how much they'll loan you based on your wages and credit rating. A 1997 might be too old for even a credit union to loan you money, so you might want to find out about that first. Then go to the dealer and get the VIN (Vehicle Identification Number) of the car. You can ask them for it, sometimes you can see it on the dashboard through the windshield, or it may even be on the dealer's website. You'll want the VIN so you can get a CARFAX report from the CARFAX website and see if this car has been in any major accidents. You'll also want it for the insurance company so they can tell you what they'll charge to insure it. Get a few quotes for the same amount of coverage, and ask friends, especially friends who've had insurance claims, for their recommendations. For my two cents worth, I'd try AAA Insurance. Look at the auto issues of Consumer Reports to get an idea about the reliability of this vehicle. Get the Kelley Blue Book price for this vehicle before you make an offer, and don't be afraid to walk away if they want too much for it. There are plenty of used cars out there, and plenty of dealers too.

KN definitely, just dont buy that tornado thing u know that turbulator u put in the intake system its a scam.

You should purchase a auto that's might be final years mannequin or the yr beofre which has very low mileage and nonetheless a whole assurance on the time of acquire. This auto will nonetheless be identical to new, however is not going to lose enormous quantities of bucks in importance the moment you force it off of the lot. This approach you pay much less and get the nice of each worlds so as to talk. Another factor is you'll uncover anyone you recognize that is aware of approximately vehicles preferrable a mechanic to seem on the auto earlier than you purchase it. You too can make certain you're no longer getting ripped off by way of checking what it's worh within the Kelly Blue Book on-line. Finally, you'll run a automobile historical past earlier than to be optimistic the auto has no longer been in any injuries earlier than and effortlessly repainted.

First, talk to the credit union and see how much they'll loan you based on your wages and credit rating. A 1997 might be too old for even a credit union to loan you money, so you might want to find out about that first. Then go to the dealer and get the VIN (Vehicle Identification Number) of the car. You can ask them for it, sometimes you can see it on the dashboard through the windshield, or it may even be on the dealer's website. You'll want the VIN so you can get a CARFAX report from the CARFAX website and see if this car has been in any major accidents. You'll also want it for the insurance company so they can tell you what they'll charge to insure it. Get a few quotes for the same amount of coverage, and ask friends, especially friends who've had insurance claims, for their recommendations. For my two cents worth, I'd try AAA Insurance. Look at the auto issues of Consumer Reports to get an idea about the reliability of this vehicle. Get the Kelley Blue Book price for this vehicle before you make an offer, and don't be afraid to walk away if they want too much for it. There are plenty of used cars out there, and plenty of dealers too.

I don't think ANY one will finance a 15 year old car. unless its a Buy Here Pay Here ripper I mean dealer. if its a n '07 then credit union(if you qualify). make sure to ask for a CARFAX and to look at the undercarriage if possible under a car lift. make sure there are no signs of accidents. look around for prices, end of month is the best time to buy, when some of the salesman are tight on their quotas. don't be afraid of offering crap for it. you'd be surprised of how cheap they got it for in the first place. you might be the lucky one that got it cheap. if they got that suv as a trade in they got it for FREE yes for FREE, if there were still remaining payments they were added to the owners new loan. you can call insurance company, give them the VIN # of the car and say you are considering buying it. ask for book value and or market value. I've had my agent tell me the price of an used car I was going to buy. that will allow you to know where to set your price. just bring about 2-3K in cash and be set on the price. the first offer they'll make is $500 off. tell the salesman that its either your price or you will go elsewhere, you don't have the time to waste and that you don't want to waste his time with you. don't tell them how much you want to pay a month. just say ALL I am looking for is for a good price. you can finance a car for a lot of time and still end up paying WAYYY too much than what its worth, so stay away from I can pay X - Y a month. if you do YOU WILL BE TAKEN FOR A RIDE and I don't mean a test drive. after testing the car look for anything wrong to point out, whether its faded paint ot a ding on the door, a cracked paint on the bumper, a stain on anything the carpet or seats anything. point them out during negotiation and tell them It will cost me to fix those things if the salesman is a jerk hell say its an old car and if you want no dings or stain to buy it new. if he/she say some thing like that walk away. Gl