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I would say that you are ready to own your own horse, but I would suggest continuing to work with your trainer multiple times a week. Also, make sure you have enough money to support a horse. They aren't cheap. Plan on spending around $10,000 easily the first year, and several thousands the following years to come. If you are willing to work with a trainer and have the financial means, then talk to your trainer about what kind of horse would be good for you. Honestly, I would suggest leasing an older horse in the beginning (for about a month or even half a year) so he can teach you the ropes and become a confident, safe, and quiet rider. Then, you can go on to a more advanced horse, which you can purchase. I would NOT suggest getting a cheap horse with a few problems. Hold out for what you want and NEVER settle for anything less, especially in horses. I hope this helps, good luck, and enjoy horses!
You forgot vet and farrier costs.which are, next to feed costs, the most important costs you'll pay. You also need an emergency fund. All of the stuff you listed is absolutely, hands down THE cheapest part of horse ownership. The begging' (beginning?) part of horse ownership is super cheap. All you have to pay for is the horse itself and all of the little items you mentioned like brushes and tack. It's the upkeep that is costly.
I would prefer to think that Peter underwent transformation after he received the Holy Spirit, on the day of Pentecost. Of course, none of us is the Holy Spirit, but as Christians, maturity and growth are as contagious as the company we keep: Pro 27:17 Iron sharpeneth iron; so a man sharpeneth the countenance of his friend.
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First offthings you probably won't need on that list: -crupper -curb chain -lip strap (what's that? do you mean a flash?) -browband (comes with bridle) -breastplate -cinch (cinches are for western) Approximate prices for everything else: -saddle ($500-$4,000+ depending on brand/leather, etc.) -saddle stand ($30 for a metal one) -girth ($40 for a coolmax one as opposed to a leather one) -stirrups ($40+) -stirrup leathers ($70+ depending on what type of leather it is) -saddle pad ($30+) -bridle ($50+ depending on what type of leather it is) -bit ($40+ depending on type, what it is made of) -reins ($40+ depending on brand, type of leather, type of reins, etc.) -lead rope ($10) -halter ($70+ if you like the breakaway leather [safer!]) -stable rug ($90+ however they might be on sale this time of year) -rain sheet ($70+) -body brushes (usually around $10 each) -curry combs ($5-$15 each) -rubber mitt (usually around $3) -mane/tail brush ($10) -pulling comb ($2) -sweat scraper ($3) -hoof pick ($1-$3 depending on type) Additional things you may want: -shampoo/conditioner -treats -possible supplements/wormers -hoof-flex (hoof oil) -thrushbuster -vaseline -equine first aid kit (thermometer, gauze, scissors, etc.) -no bows standing/stall bandages -polo's/boots -turnout blanket/winter blanket -fly bonnet -fly spray -crop -poultice -saddle soap/conditioner -grooming box Extras: -feed/grain (depends on the type of grain and hay) -vet (yearly shots + any injuries/sickness) -farrier (every 4-8 weeks - cost will depend on if there is a need for any corrective shoeing, trims, types of shoes, etc.)
