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Question:

Will they total out my truck with a bent axle?

I had a minor accident this past weekend due to icy roads (single car accident) but I put the truck in the ditch. Somehow, although going slow (no ticket given or anything) I bent up the tire- not the rim- the tire is sitting with the top leaning inward now. I was told that I probably bent the axle. There was very little damange otherwise- it will need a new bumper, passenger door, and a passenger door mirror besides the wheel work. I spun into a 4 in diameter tree. Tree did not even break just knicked the tree- the truck looks worse than the tree by far but like I said- the truck even looks like it has very little damage. It is a 2003 Ford Ranger and I do have a good insurance company. What is the chance they will try to total out the truck due to the bent axle and maybe a minor flaw with the frame right there. The axle is probably bent but the shop was not sure about the frame yet as they are looking into it all today. They told me they can straighten the frame if necessary.

Answer:

depends you didnt say theyear of the car if you bent the front wheel or rear Iknow Iknow axles are on rear but hey some dont know that if it is a front and your car is new NO they wont total it if you have frame damage it can be fixed if your car is old then they may total it but remember if they do you are not obligated to give the car to them dispite what they would say you can keep the car. Insurance compaines have us all on the rib making us think we gotta give up the car ,not so, you pay for there service and they have fulfilled their obligation and it does not include keeping your salvavge.
May 28, 2018
Not very likely, your truck should still be worth 8 or 10 grand so 2 or 3 grand in damage won't be enough to total it out. Go hit the tree again on the other side. Good luck.
May 28, 2018
Unless you have collision coverage, your insurance will not be the least interested in your situation. If you just have PL and PD, it covers what you have damaged that belongs to others, so they would pay for the tree, but not your car. If you do have collision coverage they will make that determination based on several criteria. If the repairs would cost more than the worth of the vehicle, they will total it out and pay you the worth of the vehicle at the time of loss, adjusted for condition, less any deductible. Get your estimate of costs, then talk to your insurance company.
May 28, 2018
Its perlite :) and its easily a volcanic rock, and as for ingesting it? properly. i don't quite comprehend yet i does not propose it haha :) and you will easily wreck them aside at the same time with your arms :)
May 28, 2018
fertilizer - a chemical used to enhance the growth of a plant ;)
May 28, 2018

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